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Как Web3 меняет онлайн-бизнес
Но в 2025 году мы входим в новую эру — эру Web3. Эта версия интернета, прошедшая путь от статичных страниц Web1 к интерактивному и социальному Web2, готова перевернуть мир онлайн-бизнеса. В этой статье мы разберем концепцию Web3 и его влияние на цифровую экономику. Откройте новые перспективы для вашего криптобизнеса с WL Global.
Что такое Web3?
Web3 строится на трех ключевых принципах: децентрализация, прозрачность и владение пользователем. В его основе — технология peer-to-peer (p2p), которая устраняет посредников при проведении транзакций.
Фундамент Web3 — блокчейн , безопасный и прозрачный реестр, в котором фиксируются операции, не подлежащие изменению. Важную роль здесь играют смарт-контракты — самоисполняемые цифровые соглашения, записанные в коде и размещенные в блокчейне. Они автоматизируют процессы, исключают необходимость посредников и гарантируют выполнение условий сделки.
Как Web3 меняет онлайн-бизнес
Рассмотрим ключевые сферы, в которых Web3 уже влияет на онлайн-коммерцию:
Децентрализованные финансы (DeFi) и платежи
Появление DeFi-платформ позволило компаниям отказаться от традиционных банков и посредников при денежных операциях. С их помощью бизнес получает мгновенный доступ к глобальным рынкам и возможность моментальных платежей. Также предприниматели могут пользоваться децентрализованными кредитами и займами без сложных бюрократических процедур. Криптовалюты и стейблкоины становятся удобным и экономичным способом расчетов, снижая комиссии.
Токенизация активов
Web3 открывает компаниям путь к превращению физических и цифровых активов в токены на блокчейне. Среди таких активов — недвижимость, доли в компаниях, интеллектуальная собственность и многое другое. Токенизация повышает ликвидность и предоставляет альтернативные способы привлечения капитала, такие как Security Token Offerings (STO) и Initial Coin Offerings (ICO) .
Безопасность и конфиденциальность
Технология блокчейна обеспечивает неизменяемость записей, что повышает уровень защиты данных. Компании могут внедрять децентрализованные системы идентификации, позволяющие пользователям контролировать свои личные данные. Это снижает риск утечек и кражи информации, повышая доверие клиентов.
Децентрализованные автономные организации (DAO)
Web3 позволяет бизнесу использовать DAO — организации с демократическим управлением, основанным на смарт-контрактах. Они обеспечивают прозрачность в принятии решений и взаимодействии со стейкхолдерами.
Оптимизация цепочек поставок
Блокчейн используется для ведения неизменяемых записей о поставках в режиме реального времени. Компании могут автоматизировать логистические процессы и подтверждать подлинность товаров, а покупатели — проверять происхождение и этичность производства.
Маркетинг и вовлечение клиентов
Бизнес использует Web3 для повышения лояльности клиентов. Например, NFT помогают создавать эксклюзивные программы вознаграждения, давая пользователям доступ к мероприятиям, специальным предложениям и уникальным продуктам.
Вывод
Web3 кардинально меняет правила игры в онлайн-бизнесе, внедряя демократизацию и прозрачность. Компании, которые первыми адаптируются к этим технологиям, получат значительное конкурентное преимущество. Эра Web3 уже наступила — готовы ли вы к ее возможностям?
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AI has moved from pilot projects to the core of enterprise operations. By 2026, most large organisations will be running AI models daily across multiple departments. While this brings speed and innovation, it also creates a new challenge: cost and visibility. AI is not cheap. Models like GPT, Claude, and Gemini consume tokens, API calls, and infrastructure at a rapid pace. Without control, enterprises face surprise invoices that can climb into millions. Deloitte reported that 73% of enterprises lack visibility into AI costs across teams. McKinsey added that 30–40% of AI spend is wasted on inefficient usage. To solve this, many companies now turn to AI cost optimisation software. These tools track spend, monitor token usage, forecast budgets, and optimise workloads to cheaper alternatives when possible. In this guide, we will break down the top 5 AI cost optimisation software in 2026, what makes them stand out, and why WrangleAI leads the list. 1. WrangleAI | Best Overall AI Cost Optimisation Software WrangleAI is purpose-built for enterprises that want full control of their AI usage and spend. Unlike many cost tools that started in cloud monitoring and adapted to AI, WrangleAI was designed from the ground up for LLMs, APIs, and AI governance. Key Features Unified dashboard: See all AI costs and usage in one place, across providers like OpenAI, Anthropic, and Google. Smart optimisation: Automatically routes requests to the most cost-effective model without losing quality. AI spend forecasting: Predict future costs with high accuracy so finance teams avoid surprises. Policy control: Track usage by team, enforce budgets, and flag shadow AI before it drains budgets. Compliance ready: Maintain governance for audits, privacy rules, and internal controls. Why WrangleAI is #1 Built specifically for AI cost optimisation, not as an add-on. Helps enterprises save 30–60% of AI spend by routing workloads smarter. Trusted by CIOs, finance teams, and developers as a single source of truth. Provides insights not only into what you spent, but why and how to optimise it further. For enterprises serious about cost control and responsible AI adoption, WrangleAI is the clear leader. 2. CloudZero CloudZero is well known for cloud cost management, and in recent years it has expanded into AI. While its heritage is cloud FinOps, it offers valuable features for teams running AI workloads at scale. Key Features Contextual insights into spend across cloud and AI. Optimisation recommendations based on engineering workflows. Integration with developer tools like Jira and Slack. Limitations CloudZero is still cloud-first, which means AI monitoring feels like an extension, not the main focus. For enterprises looking for deep AI token-level visibility, it may not be as detailed as WrangleAI. 3. Finout Finout positions itself as a FinOps observability platform, helping companies track costs across SaaS, cloud, and AI. It is strong at unifying cost sources into a single “mega bill” view. Key Features AI-aware dashboards combining API and cloud usage. Budgeting tools for finance teams. Flexible integrations with major cloud providers and billing systems. Limitations Finout’s AI features are still in the growth phase. It gives a high-level view but may not provide granular optimisation for specific AI models or prompt usage. 4. Kubecost Kubecost started in Kubernetes cost monitoring but has expanded into AI and data workloads. It is widely used in engineering-heavy organisations. Key Features Open-source flexibility for Kubernetes and AI workloads. Detailed cluster and workload cost tracking. Integration with engineering workflows for DevOps and platform teams. Limitations Kubecost is highly technical. Finance teams may find it complex compared to WrangleAI’s simple dashboards. It is better suited for engineering-driven organisations rather than business-wide AI cost governance. 5. Orb Orb is a fast-rising platform that focuses on usage-based billing and cost tracking for modern AI and SaaS companies. It helps enterprises better understand consumption patterns, which makes it a strong option for AI cost visibility. Key Features Real-time cost tracking across AI and SaaS usage. Detailed billing models designed for API-driven businesses. Forecasting capabilities that support finance teams planning AI budgets. Limitations Orb is strong in billing and usage visibility but does not yet provide the deep AI-specific optimisation found in WrangleAI. It is ideal for companies that need flexible billing infrastructure but may require pairing with an AI-first cost optimisation tool for maximum savings. Why AI Cost Optimisation Software Matters in 2026 The need for AI cost optimisation is no longer optional. The market for AI is projected to reach $990 billion by 2027 (IDC), with enterprises spending millions yearly on LLMs and APIs. Without dedicated cost optimisation tools, most of that spend is wasted. Common challenges include: Shadow AI: Teams using unapproved AI tools without visibility. Overpaying for tokens: Using expensive models like GPT-4 for simple tasks. Lack of forecasting: Finance teams blindsided by unpredictable invoices. Compliance risks: No tracking of where sensitive data flows through AI. AI cost optimisation software solves these by bringing visibility, control, and smart routing into one platform. Future of AI Cost Optimisation Looking ahead, AI cost tools will evolve beyond monitoring to become control planes for AI usage. Enterprises will demand not only to see costs, but to enforce policies, compare providers, and balance cost with performance. WrangleAI leads this shift by offering real-time routing across providers, turning cost management into an optimisation engine. In the future, the winners will be platforms that can help organisations run AI at scale responsibly and efficiently. Conclusion By 2026, the top five AI cost optimisation software solutions are WrangleAI, CloudZero, Finout, Kubecost, and Orb. Each has strengths, but WrangleAI remains the leader for enterprises that need true AI cost monitoring, optimisation, and governance. With WrangleAI, organisations gain: Full visibility across AI usage. Accurate forecasting to prevent budget shocks. Smart optimisation that reduces costs without losing performance. Enterprise-grade governance for compliance and control. If your enterprise is ready to cut waste, prevent shadow AI, and optimise every token, WrangleAI is the number one choice for 2026.
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La clé de la qualité: la communication Dans les établissements médico-sociaux, la coordination entre les équipes de soins, les services administratifs et les familles est un facteur décisif dans la qualité de l’accompagnement. Chaque acteur joue un rôle complémentaire dans le parcours de la personne accompagnée. Pourtant, malgré une volonté partagée de bien faire, les échanges sont souvent morcelés, ralentis ou imprécis. Face à l’augmentation des besoins, à la complexité des profils accompagnés et à la pression sur les effectifs, il devient essentiel de repenser les modes de communication. Ce n’est plus une question d’efficacité uniquement, mais de continuité des soins, de confiance entre les parties et de qualité humaine. Coordination au quotidien: des défis bien réels Le quotidien d’un établissement est rythmé par des dizaines de micro-échanges: compte-rendus médicaux, consignes de sécurité, rendez-vous, appels de proches, ajustements administratifs… Trop souvent, ces interactions passent par des canaux hétérogènes: coups de téléphone, post-it, classeurs, e-mails épars. Cette fragmentation nuit à la fluidité de l’information. Les mises à jour tardives ou les doublons sont fréquents. Un soignant peut ne pas être au courant d’un changement de traitement communiqué par la famille à l’accueil, un rendez-vous oublié peut perturber le planning, une note laissée sur un document papier peut ne pas être vue par l’équipe suivante. Le résultat ? Perte de temps, tensions évitables, risque de malentendu, voire de rupture de prise en charge. Le rôle structurant du compte en ligne dans la coordination Dans ce contexte, les outils numériques évoluent et prennent une place stratégique. Un compte en ligne établissement médico-social n’est plus un simple espace d’accès à des données: il devient un véritable outil de travail collaboratif. Il permet de centraliser les informations essentielles sur une plateforme accessible à tous les acteurs autorisés. Le personnel soignant peut consulter les plans de soins actualisés, les équipes administratives accèdent aux dossiers en cours, et les familles, dans un cadre défini, visualisent les horaires de visite, les bilans de suivi ou les échanges pertinents. Pour les structures plus petites ou gérées en réseau, un compte en ligne entreprise secteur médico-social permet d’organiser la coordination de manière souple et évolutive. Il s’adapte à des modèles multiples: foyer de vie, EHPAD, structure pour personnes handicapées, services à domicile. Chacun peut y retrouver les informations utiles en fonction de son profil. L’existence d’un tableau de bord commun améliore la réactivité et la cohérence des décisions. La mémoire organisationnelle est renforcée : les informations ne se perdent plus au fil des équipes ou des rotations. Sécurité des données et personnalisation des accès L’un des points clés pour assurer la pertinence de ce type de solution est la gestion fine des droits d’accès. Dans un compte partagé, tout le monde ne doit pas voir ou modifier tout. Un ergothérapeute n’a pas les mêmes besoins qu’un cadre administratif ou qu’un proche aidant. La plateforme permet donc une segmentation précise : lecture seule, droit de commentaire, modification, etc. L’accès est sécurisé par mot de passe, double authentification, et l’hébergement respecte les normes strictes de protection des données sensibles. La conformité avec le RGPD n’est pas une option, mais une exigence intégrée dans la conception de ces outils. Chaque utilisateur sait qui peut consulter quoi, à quel moment, et dans quel but. Améliorer la qualité de l’accompagnement et réduire la charge émotionnelle L’un des bénéfices les plus visibles de cette structuration est la baisse significative du stress pour les familles. Trop souvent, elles doivent jouer les messagers, relancer pour obtenir des nouvelles, ou s’interroger sur la fiabilité des informations transmises. Un accès simplifié à des informations claires et à jour contribue à leur tranquillité d’esprit. Elles se sentent considérées, intégrées dans le processus, sans pour autant devoir intervenir au quotidien. Du côté des professionnels, l’accès rapide à des données cohérentes améliore les prises de décisions. Un compte professionnel en ligne dédié à chaque intervenant permet d’archiver ses interventions, de planifier ses prochaines actions et de consulter l’historique des échanges. Cette centralisation renforce la logique de travail en équipe: chacun agit avec une vision partagée, tout en respectant son périmètre de responsabilité. Exemple concret de coordination optimisée Imaginons un résident atteint de troubles cognitifs avancés, pris en charge dans une structure médico-sociale. Il est suivi par une infirmière, un psychologue, une orthophoniste et bénéficie de visites régulières de ses proches. Chaque professionnel intervient à un moment différent, et les informations doivent circuler avec précision pour éviter les doublons ou oublis. Grâce à un compte en ligne partagé: L’infirmière peut signaler une évolution de l’état de santé en temps réel. Le psychologue visualise les retours de comportement entre les séances. La famille peut consulter les créneaux de visite et déposer un message à l’équipe. L’administration planifie les consultations externes sans perturbation. Résultat : moins d’erreurs, plus de fluidité, une prise en charge plus humaine. Une dynamique numérique au service de l’humain Les outils numériques ne remplacent pas la relation humaine. Mais bien utilisés, ils la soutiennent. Dans le secteur médico-social, où l’enjeu est aussi émotionnel qu’organisationnel, chaque amélioration technique a un impact concret sur le vécu des professionnels, des résidents et de leurs proches. Les plateformes de coordination évoluent pour devenir interopérables, adaptatives, pensées pour la réalité du terrain. Leur adoption est une étape vers une approche plus intégrée, plus transparente et plus respectueuse du rythme de chacun. La qualité des échanges n’est pas un luxe, mais une nécessité — et le compte en ligne bien conçu en devient un allié essentiel.
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As the volume of digital information grows, traditional document management methods are struggling to keep up. Businesses today deal with contracts, invoices, forms and records in various formats and levels of complexity. Manual handling of these documents slows down operations, increases human error and creates bottlenecks in critical workflows. That’s where Intelligent Document Processing (IDP) comes in. By combining Artificial Intelligence (AI), Machine Learning (ML) and Natural Language Processing (NLP), IDP turns unstructured documents into structured, actionable data that integrates seamlessly with modern document management systems. In this guide we’ll explore how Intelligent Document Processing (IDP) works, how it enhances your existing DMS system and why it’s a must have tool for organizations looking to automate and scale document centric processes. From choosing the right document management system software to implementing IDP in real world scenarios, you’ll get a comprehensive understanding of how AI is changing document workflows. What is a Document Management System? A document management system is a software platform that allows businesses to capture, store, organize and retrieve digital documents efficiently. It’s the backbone of digital operations in any organization that handles large volumes of information. While many companies use basic tools like email folders or shared drives to store files, a proper digital document management system offers so much more—automated workflows, secure access control, version tracking and full lifecycle management of documents. Whether you’re using a cloud based document management system or an on-premise setup, the goal is to ensure business critical documents are always accessible, secure and properly organized. Specialized systems like a legal document management system or a contract document management system further tailor this functionality to specific industry needs, providing advanced compliance support and content control. Types of Document Management Systems There are several types of document management systems, each designed to meet different operational requirements and organization sizes. An electronic document management system focuses on digitizing paper based files and creating searchable digital records. A cloud based document management system allows teams to collaborate in real time, regardless of location, offering scalability and accessibility that legacy systems lack. For larger organizations, an enterprise document management system or enterprise content management system offers deep integration with business tools like ERP or CRM platforms, automating entire workflows from intake to archiving. These systems often come with high-end compliance, auditing and encryption capabilities. For smaller businesses, a document management system for small business focuses on ease of use, affordability and essential features—ideal for growing teams that want a simple solution with room to scale. An online document management system typically refers to a web-based interface that eliminates the need for local software installation. This is particularly useful for remote teams and hybrid work environments. Choosing the right type depends on your business model, compliance obligations, team size and the type of documents you work with. What to Look For When choosing a document management system, especially if you plan to integrate it with IDP capabilities, you need to look beyond basic file storage. Look for a platform that includes AI-powered Optical Character Recognition (OCR), which converts scanned documents and images into machine-readable text. This is the first step in enabling intelligent processing. Another key feature is automated document classification, where the system identifies whether a file is an invoice, a contract or a report. This is achieved without human intervention. Data extraction and validation are also important; this ensures not only that information is pulled from documents, but that it’s cross-checked for accuracy. A robust DMS system will also offer version control, access permissions, audit trails and workflow automation. For organizations working with legal or financial records, choosing a legal document management system or a contract document management system with built-in compliance templates and clause recognition can dramatically reduce turnaround time and risk. Finally, make sure your platform can integrate with IDP engines or APIs—this future-proofs your system as your automation needs grow. Benefits of a DMS with IDP The combination of IDP with a strong document management system creates an ecosystem that is not only efficient but intelligent. One of the biggest benefits is the massive reduction in manual labor. With IDP tasks like data entry, classification and routing can be fully automated, allowing your team to focus on high-value activities rather than administrative work, with improved accuracy to boot. Traditional OCR simply scans documents, but IDP uses machine learning models to understand context and extract data with high precision. This level of intelligence allows systems to learn from each new document, getting smarter and more accurate over time. The integration with a cloud-based document management system means once documents are processed, they are stored securely, tagged correctly and made available to authorized users instantly. Compliance is another area where this synergy excels. Whether you need to follow HIPAA, GDPR or financial reporting standards, IDP helps flag missing or inconsistent data, while the DMS maintains full traceability through detailed audit logs. Together, they offer a level of security and accountability that’s hard to match with manual systems. Things to Consider When Choosing a DMS for IDP If you’re planning to implement IDP, your document management system software must be flexible and robust enough to support this technology. Start by checking if the system is API friendly and can connect with third-party AI tools. Integration should not be an afterthought. In addition, consider the scalability of the platform. Can it handle increasing volumes of documents and users as your business grows? This is especially important when choosing an enterprise document management system or enterprise content management system, where thousands of files may be processed daily. Evaluate the level of customization as well: can you create industry-specific workflows and metadata fields? Security and compliance should be non-negotiable. Look for platforms that provide advanced user authentication, role based access, end to end encryption and compliance certifications. A well-designed digital document management system will not only increase productivity but also let you sleep better at night knowing your data is secure. Common Mistakes to Avoid Many businesses rush into buying a document management system without fully considering how it will integrate with IDP technologies. One common mistake is assuming all systems are “intelligent” by default. In reality, many DMS platforms still rely on outdated architecture and lack true AI capabilities. Another mistake is underestimating the importance of user training. Even the most advanced document management system for small business or enterprise won’t deliver ROI if the team doesn’t know how to use it. Don’t neglect testing either. Run pilot programs using real documents to ensure the IDP and DMS combination works under pressure. Finally, don’t focus solely on cost, as the best document management system for your business should balance price with performance, scalability and support. Saving money on a cheaper tool could cost you further down the line in terms of lost time, errors and compliance issues. Top Document Management Solutions If you’re looking to implement IDP, you need to pair it with a capable and compatible document management system. Options like M-Files, DocuWare and SharePoint have strong AI integrations, while Zoho Docs is a more affordable solution for smaller teams. For a platform designed with intelligent automation in mind, Nectain stands out for its flexibility and customization. Final Checklist Before Your Product Decision • Does your current DMS support AI or IDP integration? • Are your documents mostly structured, semi-structured or unstructured? • What are your compliance and security requirements? • Do you need a cloud-based document management system or an on-premise solution? • Is your team ready for the transition, and do you have a training plan in place? Answering these questions will help you narrow down your options and choose a document management system that fits your short and long-term goals. A Necessity for Business Intelligent Document Processing is not a luxury—it’s a necessity for businesses that want to scale efficiently in a digital-first world. When combined with a DMS system, IDP allows businesses to extract value from documents that were once a burden to manage. Whether you’re focused on speed, accuracy, compliance or customer service, the right document management system software, employing AI, will give you the edge. Now is the time to review your workflows and prepare for smarter, faster and more secure document handl
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